This Web Site is provided to you under these "Terms and Conditions" and any amendments
to them that may be posted from time to time by SN Servicing Corporation (collectively
referred to as this "Agreement"). The Agreement constitutes the entire agreement
between you and SN Servicing Corporation regarding the use of this Web Site. PLEASE
READ THIS AGREEMENT CAREFULLY. Your use of this Web Site will be deemed to constitute
your consent to be bound by the terms and conditions of this Agreement. If you are
not willing to accept the terms and conditions in this Agreement, we ask that you
not use the Web Site.
Ownership
This web site ("Web Site") is owned by SN Servicing Corporation. All right, title
and interest to the content displayed on the Web Site, including but not limited
to the Web Site's look and feel, data, information, text, graphics, images, sound
or video materials, designs, trademarks, service marks, trade names and URL, is
the property of SN Servicing Corporation, or its respective partners, agents or
third parties. Any use of the site and/or the content displayed on the site other
than as permitted in this Agreement is prohibited.
Modifications to this Agreement
SN Servicing Corporation may make changes to this Agreement from time to time in
its sole discretion, and will post any such changes on the Web Site. Your continued
use of the Web Site following the posting of changes constitutes your acceptance
of any such changes.
"Cookies" and Ad Choices on third party sites
Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to
the
browser on your device. When you return to a site you have visited before, your browser gives this
data
back to the server. Mobile applications may also use cookies.
SN uses cookies strictly for purposes such as maintaining continuity during an online session,
gathering
data about the use of our Site, monitoring online promotions, and anti-fraud and information
security
purposes.
SN does not use cookies and information gathered through their use to make offers to you via online
ads,
email, U.S. mail, or telephone.
If you use multiple browsers or devices, information that we collect about you from one particular
browser or device may be used to collect information on another browser or device. Please note that
your
choice to opt out on a particular browser or device will apply only to the collection and use of
information from that particular browser or device. Opting out on a particular device will not opt
you
out of information collection on other devices, nor will it limit cross-device sharing on those
other
devices. If you use different browsers on a device or multiple devices, for each browser and device
you
wish to opt out, please opt out each device and browser separately.
Industry standards are currently evolving, and we may not separately respond to or take any action
with
respect to a "do not track" configuration set in your internet browser.
Other parties that may collect information about your web browsing behavior when you use our Site are
generally limited to service providers who may only use any information collected to provide
services
and marketing for us and not to provide services or advertising for any other party. Note, however,
that
we also provide certain links on our sites that allow you to interact with third parties who offer
additional features, such as allowing internet users to share information on another platform, such
as a
social media platform. At other times, information from a third party may be embedded on our Site,
such
as a map. These features often function using third-party cookies utilized by the third-party site,
such
as a social media platform. As a result, if you use any of these features, these third parties may
be
able to access information about your web browsing on the pages of our Site where links to these
features are in place. You may wish to review information at third party sites, such as social media
platforms where you have an account, to determine how these third parties treat data that they
obtain
with the use of cookies.
You may be able to set your browser to reject browser cookies. However, if you choose to reject
cookies, you may experience difficulties accessing your accounts online with SN. Therefore, if you
set your browser options to disallow cookies, you could limit the functionality we can provide when
you visit our Site. The latest versions of internet browsers provide cookie management tools, such
as the ability to delete or reject cookies or only retain cookies for a specific browsing session.
We recommend that you refer to information supplied by browser providers for more specific
information, including how to use these tools.
Privacy
The information that we obtain through your use of the Web Site, whether through
the registration process or otherwise, is subject to the SN Servicing
Privacy Policy. That Privacy Policy
contains terms and conditions that govern our collection and use of the data you
provide to us, including your rights relative to that information. Please review
the Privacy Policy before you use the Web Site.
If you are unwilling to accept the terms and conditions of the Privacy
Policy, we ask that you not use the Web Site.
Our Sites are not directed to children under the age of 13, and we do not knowingly collect personal
information from such children.
Protection of Intellectual Property Rights and License
You acknowledge that content on the Web Site ("Intellectual Property Rights"), is
protected by copyrights, trademarks, Web Site marks, patents or other proprietary
rights and laws. Except as expressly authorized by SN Servicing Corporation herein,
you agree not to copy, modify, rent, lease, loan, sell, assign, distribute, license,
reverse engineer or create derivative works based on the Web Site or any content
(including without limitation any software) available through the Web Site. Any
rights not expressly granted herein are reserved.
Compliance with Laws
This site may be used only for lawful purposes. You agree to comply with all applicable
local, state, national and international laws, regulations, or conventions, including
without limitation those related to data privacy, international communications,
and export of technical or personal data. You may not use the Web Site for any criminal
or illegal activities or activities that might be legally actionable.
User Conduct
You agree that you shall not use the Web Site in any way to:
- Post, disseminate or transmit any Content which infringes or violates
any party's
copyright, trademark, trade secret, patent or other proprietary right, including,
but not limited to, using third party copyrighted materials, without appropriate
permission, using third party trademarks without appropriate permission or attribution,
or using or distributing third party information (whether or not protected as a
trade secret) in violation of a duty of confidentiality
- Post, disseminate or transmit any worms, viruses or other harmful,
disruptive
or destructive files, code or programs
- Impersonate any person or entity; falsely state or otherwise
misrepresent your
affiliation with any person or entity; intentionally omit, delete, forge or misrepresent
transmission information, including headers, return mailing and Internet protocol
addresses; or otherwise manipulate identifiers to disguise the origin of any site
content transmitted through the Web Site
- Disseminate or transmit any site content you do not have the right to
disseminate
or transmit
- Disrupt the normal flow of dialogue or otherwise act in a manner that
negatively
affects other users' ability to engage in real time exchanges
- Interfere with, disrupt, or harm in any way the Web Site or servers or
networks
connected to the Web Site
- Collect or store personal data about other users; or
- Engage in any activities that would violate the personal privacy rights
of others,
including but not limited to, collecting and distributing information about Internet
users without their permission, except as permitted by applicable law.
User Content
By transmitting content using the Web Site, (1) you represent and warrant to SN
Servicing Corporation that you have all necessary permission to post or transmit
content; and (2) you grant to SN Servicing Corporation a worldwide, non-exclusive,
perpetual, royalty-free license to fully sublicensable right and license to use,
reproduce, modify, adapt, publish, translate, create derivative works from, distribute,
perform and display such content (in whole or part) worldwide and /or to incorporate
it in other works in any form, media, or technology now known or later developed.
Disclaimer of Warranties
THE WEB SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST
EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SN Servicing Corporation EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT
LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE
AND NON-INFRINGEMENT.
SN Servicing Corporation DOES NOT MAKE ANY WARRANTY THAT THE WEB SITE WILL MEET
YOUR REQUIREMENTS, OR THAT THE WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR
ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. SN Servicing Corporation
MAKES NO WARRANTIES AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEB
SITE, AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE
WEB SITE, AS TO THE QUALITY OF ANY PRODUCTS, WEBSITES, INFORMATION OR OTHER MATERIAL
PURCHASED OR OBTAINED BY YOU THROUGH THE WEB SITE, OR AS TO ANY TRANSACTIONS ENTERED
INTO BY YOUR USE OF THE WEB SITE.
YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED
THROUGH THE USE OF THE WEB SITE IS USED AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY
RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS
FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SN Servicing
Corporation OR THROUGH THE WEB SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE
HEREIN.
Limitations of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES SHALL SN Servicing
Corporation OR ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS OR THOSE OF ITS AFFILIATE
OR SUBSIDIARIES BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE
OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF
PROFITS, LOSS OF DATA, LOSS OF GOODWILL, COST OF PROCUREMENT OF SUBSTITUTE SERVICES,
OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL
DAMAGES, HOWSOEVER CAUSED, AND ON ANY THEORY OF LIABILITY, WHETHER FOR BREACH OF
CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), OR OTHERWISE RESULTING
FROM: (1) THE USE OF, OR THE INABILITY TO USE, THE WEB SITE, (2) THE COST OF PROCUREMENT
OF SUBSTITUTE SERVICES, GOODS OR AND WEBSITES, (3) UNAUTHORIZED ACCESS TO OR ALTERATION
OF YOUR TRANSMISSIONS OR DATA, (4) THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY
ON THE WEB SITE, OR, (5) ANY OTHER MATTER RELATING TO THE WEB SITE. THESE LIMITATIONS
WILL APPLY WHETHER OR NOT SN Servicing Corporation HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED
REMEDY.
SOME JURISDICTIONS DO NOT ALLOW A LIMITATION OR EXCLUSION OF LIABILITY FOR INDIRECT,
INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, SO SOME OF THE
ABOVE MAY NOT APPLY TO YOU.
Indemnification
You agree to indemnify and hold harmless SN Servicing Corporation, its directors,
officers, employees and agents, and those of its co-branders, subsidiaries, parents
and affiliates, from and against any and all liability, losses, claims, demands,
disputes, damages or costs of any kind, including, without limitation, reasonable
attorneys' fees and costs of litigation, resulting from or in any way connected
with your use of the Web Site content you submit, post or transmit through the Web
Site, your breach of this Agreement or your connection to the Web Site.
Copyright, Copyright Agent
SN Servicing Corporation asks our users to respect the intellectual property of
others. Pursuant to the Digital Millennium Copyright Act, 17 U.S.C. sec. 512, SN
Servicing Corporation has designated an agent to receive notices of claimed copyright
infringement. If you believe in good faith that your work has been copied in a way
that constitutes copyright infringement, you may file a Notification of Claimed
Copyright Infringement with SN Servicing Corporation's Copyright Agent.
If you believe that a notice of copyright infringement has been wrongly filed against
you and you would like to submit a counter-notification, you may file a Counter-Notification
in Response to Claim of Copyright Infringement with SN Servicing Corporation's Copyright
Agent:
SN Servicing Corporation
Attn: Copyright Agent
323 Fifth Street
Eureka, CA 95501
Fax number: 707-443-1562
You may want to seek independent legal counsel before filing a notification or counter-notification.
You agree that SN Servicing Corporation may, in its sole discretion, and at any
time, discontinue, suspend or modify its operation of this Web Site, or any part
thereof, temporarily or permanently, without notice to you, and you agree that SN
Servicing Corporation shall not be liable for the consequences of doing so.
You agree that any claim or cause of action arising out of your use of the Web Site
or this Agreement must be filed within one year after such claim or cause of action
arose or it shall forever be barred, notwithstanding any statute of limitations
or other law to the contrary. Within this period, any failure by SN Servicing Corporation
to enforce or exercise any provision of this Agreement or related right shall not
constitute a waiver of that right or provision.
This Agreement shall be governed by and construed in accordance with the laws of
the State of California, without giving effect to conflict of laws provisions. You
agree to submit to the personal and exclusive jurisdiction of the courts located
within the City and County of San Francisco, California.
If you have any questions with respect to this Agreement or the Web Site you may
contact a representative of SN Servicing Corporation at: